Equity Release

Equity release is a way of taking the capital from your home either to spend as you wish or to buy an income you can use towards a more comfortable retirement – or both. There are many schemes available so ideally you will have done some reading up on them and are now ready to find out more.  

Many people take out these schemes without advice even though equity release is a lifetime commitment. Wouldn’t it be better to speak to an experienced qualified adviser so that you can make a more informed decision about what is right for you? An adviser will explain all the costs and risks involved and its effect on things such as inheritance tax, needing care and entitlement to any welfare benefits.
The FSA produce a Guide to Equity Release. - Please have a read through this plain english guide.
There may be a fee for equity release advice, the precise amount of the fee will depend upon your circumstances but we estimate it will be £495.00.

For Investment Planning we make recommendations based upon the Whole of Market.

The levels, bases and reliefs of taxation are subject to change.

The guidance provided within this website is subject to the UK regulatory regime and is, therefore, primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us.

Watt Financial Solutions has now merged with Riverpark Investment & Financial Consultants Ltd
which is authorised and regulated by the Financial Conduct Authority. 
Riverpark Investment & Financial Consultants Ltd is entered on the FCA register under reference 455480.
Donald Watt is Accredited by the Society of Later Life Advisers